Terms of Use

Effective Date: January 1, 2022

General

This website is owned and operated by Lotus Theory, LLC (referred to as "Lotus Theory" or “we” as the context may require). These terms and conditions (these "Terms and Conditions") apply to the purchase and sale of products and services through lotustheoryny.com (the "Site"). These Terms and Conditions are subject to change by Lotus Theory without prior written notice at any time, in our sole discretion. Any changes to the Terms and Conditions will be in effect as of the "Last modified" date referenced on the Site. You should review these Terms and Conditions prior to purchasing any product or services that are available through this Site. Your continued use of this Site after the "Last modified" date will constitute your acceptance of and agreement to such changes.

These Terms of Use are an integral part of the Site Terms and Conditions that apply generally to the use of our Site. You should also carefully review our Privacy Policy before placing an order for products or services through this Site.

In order to use the Site and/or receive our services, you must be at least 18 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms and Conditions as a binding agreement. You are not allowed to use this Site and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you.

Access and Use of Service

The Services are solely for your personal and non-commercial use. For content available on the Site, as well as for any content that you purchase (“Content”) we grant you a limited, non-exclusive, non-transferable, license to access the Content for your personal use. Except for the foregoing limited license, no right, title or interest shall be transferred to you. You agree not to use the content or other materials for any commercial purpose, or for any public display (commercial or non-commercial). Lotus Theory may revoke your license at any time in its sole discretion.

Your Registration Obligations

You may be required to register with Lotus Theory in order to access and use certain features of the Service. If you choose to register for the Service, you agree to provide and maintain true, accurate, and current information about yourself as prompted by the Service’s registration form. Registration data and certain other information about you is governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Service, with or without registering. In addition, if you are under 18 years old, you may use the Service, with or without registering, only with the approval of your parent or guardian.

Member Account, Password and Security

You may never use another's account, and you may not provide another person with the username and password to access your account. You are fully responsible for any and all activities that occur under your password or account. You agree to (a) immediately notify Lotus Theory of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session when accessing the Service. Lotus Theory will not be liable for any loss or damage arising from your failure to comply with this Section.

Modifications to Service

Lotus Theory reserves the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Lotus Theory will not be liable to you or to any third party for any modification, suspension or discontinuance of the Service. We have no obligation to retain any of your accounts or content submitted by you for any period of time beyond what may be required by applicable law.

General Practices Regarding Use and Storage

You acknowledge that Lotus Theory may establish general practices and limits concerning use of the Service, including without limitation the maximum period of time that data or other content will be retained by the Service and the maximum storage space that will be allotted on Lotus Theory’ servers on your behalf. You agree that Lotus Theory has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Service. You acknowledge that Lotus Theory reserves the right to terminate accounts that are inactive for an extended period of time. You further acknowledge that Lotus Theory reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

Mobile Services

The Service may include certain services that are available via a mobile device, including (i) the ability to upload content to the Service via a mobile device, (ii) the ability to browse the Service and the Site from a mobile device and (iii) the ability to access certain features through an application downloaded and installed on a mobile device (collectively, the “Mobile Services”). To the extent you access the Service through a mobile device, your wireless service carrier’s standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Mobile Services may be prohibited or restricted by your carrier, and not all Mobile Services may work with all carriers or devices. By using the Mobile Services, you agree that we may communicate with you regarding Lotus Theory and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about your usage of the Mobile Services may be communicated to us. In the event you change or deactivate your mobile telephone number, you agree to promptly update your Lotus Theory account information to ensure that your messages are not sent to the person that acquires your old number.

Order Acceptance and Cancellation

You agree that your order is an offer to buy, under these Terms and Conditions, all products and services listed in your order. All orders must be accepted by us or we will not be obligated to sell the products or services to you. We may, without prior notice, change the services; stop providing the services or any features of the services we offer; or create limits for the services. We may permanently or temporarily terminate or suspend access to the services without notice and liability for any reason, or for no reason.

Prices and Payment Terms

We reserve the right to change our prices for products displayed at any time, and to correct pricing errors that may inadvertently occur. Posted prices do not include taxes. All such taxes and charges will be added to your merchandise total when applicable, and will be itemized in your shopping cart and in the payments page.

Terms of payment are within our sole discretion and, unless otherwise agreed by us in writing, payment must be received by us before our acceptance of an order. We accept Visa, MasterCard, American Express, JCB, Discover, and Diners Club debit and credit cards for all purchases. You represent and warrant that (i) the credit card information you supply to us is true, correct and complete, (ii) you are duly authorized to use such credit card for the purchase, (iii) charges incurred by you will be honored by your credit card company, and (iv) you will pay charges incurred by you at the posted prices, and all applicable taxes, if any, regardless of the amount quoted on the Site at the time of your order.

Fulfillment Policy

Upon completion of an order, you will receive an instant order confirmation along with an email that contains the purchased content. The purchased content is available to you for download for 30 days, we encourage you to download the content promptly after purchase. We do not guarantee that such content will be available for re-download and Lotus Theory will not be liable to you if it becomes unavailable for further re-download.

Returns and Refunds

Due to the immediate, direct access to all course materials, videos and assets, we do not offer refunds of any kind for the Lotus Theory Custom Balance Program. Please read the details and description of the program so you understand exactly what you are buying. Lotus Theory LLC programs and products are for serious clients only, and we are firm on our refund policy. We are COMPLETELY invested in making sure you have the best experience possible, so please email us with any questions about purchasing and we will always give you an honest answer so you can make the best decision for you.

Disclaimers

ALL PRODUCTS AND SERVICES OFFERED ON THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY WHATSOEVER, INCLUDING, WITHOUT LIMITATION, ANY (A) WARRANTY OF MERCHANTABILITY; (B) WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE; OR (C) WARRANTY AGAINST INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A THIRD PARTY; WHETHER EXPRESS OR IMPLIED BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE.

SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU.

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR ENHANCED DAMAGES, LOST PROFITS OR REVENUES OR DIMINUTION IN VALUE, ARISING OUT OF, OR RELATING TO, AND/OR IN CONNECTION WITH ANY BREACH OF THESE TERMS, REGARDLESS OF (A) WHETHER SUCH DAMAGES WERE FORESEEABLE, (B) WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND (C) THE LEGAL OR EQUITABLE THEORY (CONTRACT, TORT OR OTHERWISE) UPON WHICH THE CLAIM IS BASED.

OUR SOLE AND ENTIRE MAXIMUM LIABILITY, FOR ANY REASON, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE ACTUAL AMOUNT PAID BY YOU FOR THE PRODUCTS AND SERVICES YOU HAVE ORDERED THROUGH OUR WEBSITE.

The limitation of liability set forth above shall only apply to the extent permitted by law.

Goods Not for Resale or Export

You represent and warrant that you are buying products or services from the Site for your own personal or household use only, and not for resale or export. You further represent and warrant that all purchases are intended for final delivery to locations within the U.S.

Privacy

We respect your privacy and are committed to protecting it. Our Privacy Policy governs the processing of all personal data collected from you in connection with your purchase of products or services through the Site.

Force Majeure

We will not be liable or responsible to you, nor be deemed to have defaulted or breached these Terms, for any failure or delay in our performance under these Terms and Conditions when and to the extent such failure or delay is caused by or results from acts or circumstances beyond our reasonable control, including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion or hostilities (whether war is declared or not), terrorist threats or acts, riot or other civil unrest, national emergency, revolution, insurrection, epidemic, lockouts, strikes or other labor disputes (whether or not relating to our workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.

Governing Law and Jurisdiction

This Site is operated from the U.S. To the maximum extent permitted by law, this agreement is governed by the laws of the State of New York and you hereby consent to the exclusive jurisdiction and venue of courts in New York in all disputes arising out of or relating to the use of the Site.

No Third-Party Beneficiaries

These Terms and Conditions do not and are not intended to confer any rights or remedies upon any person other than you.

Changes to Terms

Lotus Theory reserves the right, in its sole discretion, to change the Terms and Conditions under which lotustheoryny.com is offered. The most current version of the Terms and Conditions will supersede all previous versions. Lotus Theory encourages you to periodically review the Terms and Conditions to stay informed of our updates.

Lotus Theory welcomes your questions or comments regarding the Terms:

Lotus Theory, LLC

434 Mamaroneck Avenue, Suite 104

Mamaroneck, New York 10543

Email Address:

justine@lotustheoryny.com

Entire Agreement

Our order confirmation, these Terms of Use, our Site Terms and Conditions and our Privacy Policy will be deemed the final and integrated agreement between you and Lotus Theory on the matters contained in these Terms of Use.